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The Cloud Team
Mortgage Banker
NMLS ID #: 545242
Mobile: (404) 310-3753
Fax: (678) 680-5677

Cheryl Cloud is a Cherokee County native with a desire to serve others. With over 37 years in the Banking Industry, Cheryl brings a great deal of knowledge and understanding to each of her transactions. Cheryl loves walking her clients through the mortgage process and supporting them along the way. She is never too busy to reply to an email or text from one of her customers. As a result of her hands-on approach, many of Cheryl’s clients come back and work with her on their next purchase or refinance or refer her services to others.  With tremendous knowledge of current mortgage programs, including VA and FHA programs, it is clear that Cheryl is ready to meet her customer’s needs. For the past 7 years, Cheryl has been recognized as a Gold Member of the Mortgage Bankers Association. Cheryl and her husband Lamar currently live in Cherokee County and enjoy spending time with their three children and three grandchildren.

Customer Testimonials

Cheryl and her team were so helpful throughout the entire process from application to closing! As first-time homebuyers we had lots of questions and all who assisted were prompt, courteous, and professional. Big thanks to Cheryl, Julie, and Iva!!

Jessica M.

I'm an agent myself and I always recommend Cheryl to my buyers that want to close on time.


Cheryl made it very easy, she was on top of everything, very responsive and worked with us on solutions. This was the best experience we've had this far while purchasing a new home. We will use BankSouth and Cheryl Cloud for all future home purchases, and highly recommend her for anything, even thinking of purchasing a new home. Cheryl Cloud really ROCKS.

Raul M.

Very friendly and courteous through the whole process.

Jeremy E.

Cheryl and the team made our refinance simple. Would definitely recommend them!

Jeffery G.

Communication was timely, professional and clear. There was never any doubt in our mind as to what was going on, where we were in the process and what (if anything) we needed to be doing. When you only go through this every fifteen years or so, it can be a bit daunting. We never felt lost.

Doug D.

The best mortgage experience I've ever had!

R.M. and R.M.