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The Cloud Team
Mortgage Banker
NMLS ID #: 545242
Mobile: (404) 310-3753
Fax: (678) 680-5677

Cheryl Cloud is a Cherokee County native with a desire to serve others. With over 37 years in the Banking Industry, Cheryl brings a great deal of knowledge and understanding to each of her transactions. Cheryl loves walking her clients through the mortgage process and supporting them along the way. She is never too busy to reply to an email or text from one of her customers. As a result of her hands-on approach, many of Cheryl’s clients come back and work with her on their next purchase or refinance or refer her services to others.  With tremendous knowledge of current mortgage programs, including VA and FHA programs, it is clear that Cheryl is ready to meet her customer’s needs. For the past 7 years, Cheryl has been recognized as a Gold Member of the Mortgage Bankers Association. Cheryl and her husband Lamar currently live in Cherokee County and enjoy spending time with their three children and three grandchildren.

Customer Testimonials

Communication was timely, professional and clear. There was never any doubt in our mind as to what was going on, where we were in the process and what (if anything) we needed to be doing. When you only go through this every fifteen years or so, it can be a bit daunting. We never felt lost.

Doug D.

Cheryl and her team were so helpful throughout the entire process from application to closing! As first-time homebuyers we had lots of questions and all who assisted were prompt, courteous, and professional. Big thanks to Cheryl, Julie, and Iva!!

Jessica M.

Cheryl and her team have helped us with two mortgages now. The first one bailed us out from a terrible experience with a “major lender” with less than 3 days to turn around in the financing contingency and now a refinance in this crazy marketplace in less than 15 with a great rate! She and her team are thorough and always a pleasure to work with. We won’t use anyone else in the future and will always refer people her way!

Zachary L.

I'm an agent myself and I always recommend Cheryl to my buyers that want to close on time.


Cheryl made it very easy, she was on top of everything, very responsive and worked with us on solutions. This was the best experience we've had this far while purchasing a new home. We will use BankSouth and Cheryl Cloud for all future home purchases, and highly recommend her for anything, even thinking of purchasing a new home. Cheryl Cloud really ROCKS.

Raul M.

Cheryl and the team made our refinance simple. Would definitely recommend them!

Jeffery G.

The best mortgage experience I've ever had!

R.M. and R.M.

Very friendly and courteous through the whole process.

Jeremy E.